STRESSED ABOUT YOUR MONEY?
I have been using No Spend Months for the last 6 years to focus in on my spending for a month. I use it as a time to be really intentional and curious about how I am spending my money.
No Spend
E- guide
This guide is designed to help you focus in on your spending
habits and shift to more intentional spending
using a No Spend Month!
Do you..
- Feel that your spending absolutely out of control?
- Need money to cover an emergency or something unexpected?
- Just want to start saving for something fun?
- Want to be more intentional with your spending in general?
Tracking our spending habits has changed our money...
These habits can then help you create a REALISTIC budget. It is great to see numbers on paper, but if you aren’t realistic about your habits then it might not stick for long.
The No Spend Tracker goal is to to see your habits on paper and adjust accordingly.
Need a Little sprint towards a money goal...
I have taken all of the tips and tricks that I have been sharing on social media and on my blog for YEARS about No Spend Months and created a guide out of them.
During October 2017, I was able to put my whole full time paycheck towards debt and just live off of my waitressing money because I barely had any expenses.
In January 2018, I was able to put over $2,500 towards my student loans right after I lost my full time temporary job. These challenges have played an essential role in my debt free journey at a few of the most challenging points since I started.
In April 2019, I was able to put $2,610 towards savings with my tax return and a no spend month because I had paid off the last of my debt a few months before.
Here is the thing
You can find ALL of the tips and tricks on my blog or on my social medias. Pretty much everything in this guide has been put out there for free because I am not gatekeeping any of my tips and tricks.
HOWEVER, I put all of the content in one document in a way that flows through preparation, the month itself, and after the month is over.
The E-Guide is 33 pages + 3 printables full of the things to help you focus in on your spending habits and shift to more intentional spending!
Imagine 1 year from now...
What will your Life look like if you
take charge of your money!
For just $5... you get ALL of my tips and tricks to save money...
Even if you don’t do a full No Spend Month, you can take some of these tips and apply them to your own budget to save tons of money.
For just the price of your coffee, you can get ALL of the tips that have helped me pay off over $53,000 of debt in the last 5 years.
Who am I?
My name is Elyse! I am the ONE behind The Savvy Sagittarius.
I have been an entrepreneur since 2016!
From January 2017 to February 2019, I worked my butt off bartending, building two businesses, and working a full time government job to pay off $36,500 in debt.
I wanted nothing more than the freedom and flexibility when it came time for me to have kids.
Flash forward… My son is born in August of 2020.
This was why I worked SO hard.
Deep in postpartum & newborn days… my business was brining in money, but it never seemed to make it to our personal accounts.
I couldn’t figure out what the disconnect was.
During my first few months of motherhood...
– I was STRESSED that I wasn’t able to really provide because my business was eating my money
– When I was able to pay myself, it wasn’t in the vacations and fun that I had imagined when starting a business.
– I felt like there was so much tension with my partner about the amount of TIME I was putting in and the LACK of money that was hitting our accounts.
– I felt like I had ZERO time to sit down and figure out the money. I started The Savvy Sagittarius to talk about personal finance.. so I had the knowledge.
In the nooks and crannies of motherhood. During naps and newborn cuddles, I did everything I could to figure out a system that didn’t require a perfect excel sheet, HOURS of my time updating the system.. But also didn’t cost an arm and a leg.
These became The Savvy Budget Workbook (Business and Personal!)
What is included...
About Me
Introduction
Results of No Spend Month
No Spend Mindset
What is it?
Why do I Track?
Do I need a No Spend Month?
Prepare for No Spend Month
How Long is a No Spend Month?
Setting a No Spend Goal
Rules and Exceptions
What if I Need Something?
What will hinder me?
Meals
Pantry Challenge
Your “I didn’t Buy List
What to do instead? Free Things List
Budget
Mini Challenges
Avoid Derailing Progress
Progress over Perfection Reminder
Accountability
Thank you
No Spend Prep Checklist
No Spend Tracker
Get Your NO Spend Guide Now
All of my tips and tricks in one PDF for saving money and crush your first No Spend Month!