Analyze your current finances, start a budget, and CRUSH your money goals!
"By using your bill paying tips and the envelope method, I've been able to pay my bills on time, increase my credit score by 115 points and this month I will be shopping for my first home! Thank you!
Starting to make any change in your life can be difficult. Any changes can be terrifying if you don’t know what you are getting into, but if you don’t make any changes, you will be in the exact same spot as you were one year ago. I think being
Hey Readers! I want to introduce to you, Austin, the blogger at the Daily New Year! I was super excited when he was up for doing a guest post for my website! Check out his tips for setting goals and totally crushing them! If you are also interested in working
Irregular income can be a nightmare. I was a server /bartender for over 4 years before leaving the industry. It is such great money. It is also super convenient to walk out with cash immediately after my shift. The people were great, but I mostly stayed for the flexible income.
I remember the very first bank account that I set up. It was right after the County Fair. I was 10. If you aren’t a farm kid, the county fair doesn’t mean much to you, but I was a 4-H kid. I got a “premium” check for entering projects into
You know the easiest part about making a budget? Writing down your “fantasy” budget at the beginning of the month. You know the hardest part about budgeting? Actually sticking to and following through with that budget when payday hits! Every once in a while, I find myself creating these
Have you ever known that you have a big expense coming up, but decided to figure it out when you get there? Does Christmas “surprise” you ever year, even though it is ALWAYS on December 25th? Do your January credit card bills make you a little bit of a scrooge?
Cash Envelopes are the best way to curve your spending because it has been proven that cash is mentally harder to spend than swiping your card! This system is nothing new to the budgeting world. In fact, this is probably how your great-great grandma carried her budget! If it
Imagine yourself looking at the money in your bank account. You have no monthly housing payment. No student loan payment. Your car is paid off. All you pay for monthly is your phone, utilities, food, investments/savings, and your “want” list. You must think that I am crazy. But this
Stop living paycheck to paycheck. Use the workbook to analyze your spending, set your goals, and win with money!