Start Budgeting – The Savvy Sagittarius Budgeting

Maybe you have sat down to start a budget in the past but within two days, you have spent more than you set for restaurants, so you give up immediately because you just aren't good at this. The truth is most of our brains don't work to track a million numbers in our head. And culture today makes us believe that we are too busy or too tired to do it on paper (or excel). And realistically, a lot of us just don't want to look at the numbers because it is easier to not budget than to face the truth of how much you are spending. If you are absolutely struggling to start budgeting and you don't know where to start, try this method instead.

The ONLY 4 Budget Categories You Need To Start a Budget

By thesavvysagittarius November 4, 2021About Budgeting, Budget Methods, Budgeting Basics, Start BudgetingNo Comments

All of the different categories can make budgeting so much harder than it actually needs to be. There are tons of tutorials out there (including a few of my own)…

The Step By Step Payday Routine For Sticking to Your Budget

By thesavvysagittarius March 7, 2021Budget Methods, Budgeting Basics, Start BudgetingNo Comments

You know the easiest part about making a budget? Writing down your "fantasy" budget at the beginning of the month. You know the hardest part about budgeting? Actually sticking…

5 Bank Accounts I Use to Keep My Money Organized

By thesavvysagittarius April 19, 2019Budget Methods, Budgeting Basics, Start Budgeting1 Comment

I remember the very first bank account that I set up. It was right after the County Fair. I was 10. If you aren't a farm kid, the county fair…

I have heard so many people say that they have created a budget, but after it's done, they don't know how to stay motivated to stick to it! Here are 13 tips to staying motivated on a budget!

13 Tips to Stay Motivated on a Budget

By thesavvysagittarius March 20, 2019Budgeting Basics, Debt Free Updates, Money Saving Tips, Start Budgeting1 Comment

"I Just Don't Want To...." has been my motto a few different times while paying off my debt. I am going to call it the seasons changing as well…

Reading has always been a HUGE part of my life. During my debt free journey, it is one thing that has kept me motivated and taught me a lot that I didn't know about finances. Here are a list of just a few of my favorite books!

Books that You MUST Read to Change Your Finances Today!

By thesavvysagittarius March 5, 2019About Budgeting, Budgeting Basics, Start Budgeting2 Comments

Reading books has always been a huge part of my life. I am such a huge reader and I have been since I was super little. Reading to me came…

Pretty much everyone knows that they need an "emergency fund," but where do you even start? Here is the what, where, how much, and how to emergency savings!

The Ultimate Guide to Emergency Funds

By thesavvysagittarius August 15, 2018Budgeting Basics, Start Budgeting1 Comment

When I first started paying off debt, I didn't want an emergency fund. I wanted to jump straight into paying off debt instead! "Emergencies never happen to me, so why…

10 Steps to Start Chasing Your Money Goals

By thesavvysagittarius August 7, 2018About Budgeting, Budgeting Basics, Start BudgetingNo Comments

Starting to make any change in your life can be difficult. Any changes can be terrifying if you don't know what you are getting into, but if you don't…

Tithing During My Debt Free Journey

By thesavvysagittarius March 13, 2018About Budgeting, Budget Methods, Budgeting Basics, Start Budgeting4 Comments

Tithing has been on my mind and heart an awful lot lately. I have started a new bible study over Proverbs and it talks a little about it. Tithing is…

13 Daily Habit Changes that Will Change Your Bank Account

By thesavvysagittarius March 1, 2018About Budgeting, Budgeting Basics, Money Saving Tips, Start Budgeting4 Comments

Recently I read the quote "You aren't going to change your life until you change something you do daily. The secret of your success is found in your daily routine."…

How To Use The Debt Snowball to Get Out of Debt Quick!

By thesavvysagittarius August 24, 2017Budget Methods, Budgeting Basics, Debt & Student Loans, Start Budgeting2 Comments

Imagine yourself looking at the money in your bank account. You have no monthly housing payment. No student loan payment. Your car is paid off. All you pay for…