Budgeting Basics – The Savvy Sagittarius Budgeting

7 Tips to STOP Impulse Shopping!

By thesavvysagittarius August 7, 2023Budgeting Basics, Money Saving Tips, No Spend Challenges, No Spend TipsNo Comments

"I want to impulse shop less." This is the NUMBER ONE thing people tell me in my DMs when they are talking about their money goals. Impulse shopping can make…

CRUSH Money Goals on a Smaller Income

By thesavvysagittarius April 5, 2022About Budgeting, Budgeting Basics, Money Saving Tips, No Spend ChallengesNo Comments

I have never made more than 50K in a year. But yet, I have crushed AMAZING financial goals, even on a smaller income. I paid off $15,000 on…

Maybe you have sat down to start a budget in the past but within two days, you have spent more than you set for restaurants, so you give up immediately because you just aren't good at this. The truth is most of our brains don't work to track a million numbers in our head. And culture today makes us believe that we are too busy or too tired to do it on paper (or excel). And realistically, a lot of us just don't want to look at the numbers because it is easier to not budget than to face the truth of how much you are spending. If you are absolutely struggling to start budgeting and you don't know where to start, try this method instead.

The ONLY 4 Budget Categories You Need To Start a Budget

By thesavvysagittarius November 4, 2021About Budgeting, Budget Methods, Budgeting Basics, Start BudgetingNo Comments

All of the different categories can make budgeting so much harder than it actually needs to be. There are tons of tutorials out there (including a few of my own)…

There are a lot of lists about spending on the internet. But these are 5 things I believe you should absolutely cut from your budget!

5 Expenses You Should ABSOLUTELY Cut From Your Spending

By thesavvysagittarius September 8, 2021Budgeting Basics, Money Saving TipsNo Comments

There can be a lot of controversy about things to cut from your budget, but today on my blog I am talking to about the 5 things that everyone absolutely needs to cut from their spending right now to save money and pay off debt! These little $5-30 things might not seem like a lot, but they can really make a difference in your credit, your spending, and your financial progress! I truly believe that NO one should be paying for these things!

The Step By Step Payday Routine For Sticking to Your Budget

By thesavvysagittarius March 7, 2021Budget Methods, Budgeting Basics, Start BudgetingNo Comments

You know the easiest part about making a budget? Writing down your "fantasy" budget at the beginning of the month. You know the hardest part about budgeting? Actually sticking…

5 Bank Accounts I Use to Keep My Money Organized

By thesavvysagittarius April 19, 2019Budget Methods, Budgeting Basics, Start Budgeting1 Comment

I remember the very first bank account that I set up. It was right after the County Fair. I was 10. If you aren't a farm kid, the county fair…

I have heard so many people say that they have created a budget, but after it's done, they don't know how to stay motivated to stick to it! Here are 13 tips to staying motivated on a budget!

13 Tips to Stay Motivated on a Budget

By thesavvysagittarius March 20, 2019Budgeting Basics, Debt Free Updates, Money Saving Tips, Start Budgeting1 Comment

"I Just Don't Want To...." has been my motto a few different times while paying off my debt. I am going to call it the seasons changing as well…

So many times when I start talking about budget, I can see people roll their eyes in the back of their heads. I get the response, "But I want to have fun!" Budgeting doesn't have to mean that you don't get to have fun. It means that you get to plan for fun and for your future. Find out the four things that budgeting can mean for you!

Budgeting Doesn’t Mean NO Fun Allowed

By thesavvysagittarius March 8, 2019About Budgeting, Budgeting Basics1 Comment

I have been budgeting for the last two years consistently. Budgeting isn't something that I would say is a ton of fun unless you are a huge nerd. (Like…

Reading has always been a HUGE part of my life. During my debt free journey, it is one thing that has kept me motivated and taught me a lot that I didn't know about finances. Here are a list of just a few of my favorite books!

Books that You MUST Read to Change Your Finances Today!

By thesavvysagittarius March 5, 2019About Budgeting, Budgeting Basics, Start Budgeting2 Comments

Reading books has always been a huge part of my life. I am such a huge reader and I have been since I was super little. Reading to me came…

When I started my debt free journey, I cut a lot of things out of my budget. Now that I am done with baby step two, I am adding a few things into my budget! Check out these 5 things that I will spend money on again!

5 Things I am Adding Back Into The Budget in Baby Step Three

By thesavvysagittarius March 1, 2019About Budgeting, Budgeting BasicsNo Comments

When I first started budgeting, I was clueless as to where my money was going. I was spending money on pretty much anything and everything that I wanted, when…