All of the different categories can make budgeting so much harder than it actually needs to be. There are tons of tutorials out there (including a few of my own)…
You know the easiest part about making a budget? Writing down your "fantasy" budget at the beginning of the month. You know the hardest part about budgeting? Actually sticking…
When I first started paying off debt, I didn't want an emergency fund. I wanted to jump straight into paying off debt instead! "Emergencies never happen to me, so why…
Starting to make any change in your life can be difficult. Any changes can be terrifying if you don't know what you are getting into, but if you don't…
Recently I read the quote "You aren't going to change your life until you change something you do daily. The secret of your success is found in your daily routine."…
Imagine yourself looking at the money in your bank account. You have no monthly housing payment. No student loan payment. Your car is paid off. All you pay for…