thesavvysagittarius

How might a finance degree be able to prepare you for the real world?

By thesavvysagittarius September 21, 2023UncategorizedNo Comments

Disclaimer: this is a guest post. Finance is one of the most popular college majors, with around 57,000 people graduating college with a finance degree in the US every year.…

Epicure: How it saves me money on groceries!

By thesavvysagittarius August 17, 2023UncategorizedNo Comments

Meal time often feel exhausting. I have to think of ANOTHER meal for my family AGAIN. For the 365th day in a row. I felt like I was spinning my…

7 Tips to STOP Impulse Shopping!

By thesavvysagittarius August 7, 2023Budgeting Basics, Money Saving Tips, No Spend Challenges, No Spend TipsNo Comments

"I want to impulse shop less." This is the NUMBER ONE thing people tell me in my DMs when they are talking about their money goals. Impulse shopping can make…

Things You Need For #FinanciallyResponsibleGirlSummer

By thesavvysagittarius May 30, 2023UncategorizedNo Comments

I don't know what it is about the warmer weather peaking through, but I am officially calling the Summer of 2023- Financially Responsible Girl (FRG) Summer! I want to…

CRUSH Money Goals on a Smaller Income

By thesavvysagittarius April 5, 2022About Budgeting, Budgeting Basics, Money Saving Tips, No Spend ChallengesNo Comments

I have never made more than 50K in a year. But yet, I have crushed AMAZING financial goals, even on a smaller income. I paid off $15,000 on…

Kitchen Things that Save Me Big Money!

By thesavvysagittarius January 17, 2022UncategorizedNo Comments

Your kitchen could be one of the things that makes or breaks your budget. Every time I talk to people who are trying to save money, the first thing that…

We should all know that cutting your daily or weekly Starbucks isn't going to make you rich overnight. But why pay for it when you can get it for free? Even if you get a $5 coffee, 5 days a week, cutting Starbucks will only save you about $1,300 a year. BUT the latte factor kicks in that if you use that $1,300 to pay off debt, put in savings, or invest it. That $1,300 can compound to SO much more!

7 Ways I Never PAY for Starbucks!

By thesavvysagittarius January 10, 2022Uncategorized1 Comment

Starbucks is sometimes the first thing we think of cutting when we start budgeting. We should all know that cutting your daily or weekly Starbucks isn't going to make you…

January 2022 Budget

By thesavvysagittarius January 3, 20222022 Personal BudgetsNo Comments

January 2022 Budget My goal for 2022 is to be more transparent and have accountability for our budget. I am excited to share our budgeting journey again. If you are…

Crush Your Fitness Goals on a Budget!

By thesavvysagittarius November 10, 2021UncategorizedNo Comments

Please enjoy this wonderful guest post from Fytness with Lys! She is 0ne of my wonderful friends and an amazing fitness coach. Yeah, I’m into fitness…fitness in my budget! It…

Maybe you have sat down to start a budget in the past but within two days, you have spent more than you set for restaurants, so you give up immediately because you just aren't good at this. The truth is most of our brains don't work to track a million numbers in our head. And culture today makes us believe that we are too busy or too tired to do it on paper (or excel). And realistically, a lot of us just don't want to look at the numbers because it is easier to not budget than to face the truth of how much you are spending. If you are absolutely struggling to start budgeting and you don't know where to start, try this method instead.

The ONLY 4 Budget Categories You Need To Start a Budget

By thesavvysagittarius November 4, 2021About Budgeting, Budget Methods, Budgeting Basics, Start BudgetingNo Comments

All of the different categories can make budgeting so much harder than it actually needs to be. There are tons of tutorials out there (including a few of my own)…