Free family friendly things to do are sometimes hard to find. During my No Spend Challenge, I am attempting to come up with multiple things that make not spending money easier. Do you have a favorite that isn't on this list?

37 Free Things To Do Instead of Spending Money

Posted by By April 3, 2017Posted inMillennial Life, Money Saving Tips, No Spend Tips2 Comments

Free family friendly things to do are sometimes hard to find. During my No Spend Challenge, I am attempting to come up with multiple things that make not spending money easier. Do you have a favorite that isn't on this list?

 

 

I have officially started my No Spend Month and free things have become my best friend! It is already a little harder than I expected, but I know it will be great!  It definitely requires more organization and planning than I am used to! Especially working two jobs some days, I diligently pack the night before to make sure I have the things that I need for the entire day. I know that I am working most of the month, so I will not have a whole lot of time to be bored, but if you are completing a No Spend Month (Or even just a weekend!) there are a ton of great things to do with your time. During a No Spend Time, you don’t have to sit and be miserable!

I encourage you to do things that you don’t get to do very often and make the most of you time! Don’t sit around thinking about the things you could be doing if you were spending money! The more you find to do that is fun, the less you will think about spending money!

March Debt Progress Report

March Debt Progress Report

Posted by By March 29, 2017Posted inDebt Free Journey, Debt Free Updates2 Comments

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How I paid off $850+ in debt during the month of March

My Story

If you have been following my story at all, you probably know that I tell my story at the beginning of every monthly report for those who just stumbled upon my blog. If you have read my story, feel free to skip ahead to my monthly report. I tell this story so I am not just some stranger, but instead someone who just might inspire each and every reader to follow the same journey!

My name is Elyse. I am 22, single with no kids and I am proudly on my way to being completely debt freeeee. I never really thought of myself as someone who was in debt. With no credit cards and no car payment, I was not the average American.  All I had was a few student loans. It wasn’t until a few weeks before my 22nd birthday that I got a loan for a Jeep and my very first credit card. I should say credit card(S). For the month of December, I thought it was so cool that I finally had a credit card. I was excited over it actually. I was learning about all the different rewards I could cash in and it was fantastic.

Towards the end of the month, I was cleaning off a bookshelf, getting ready to move (again), and found The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness. This $15 book completely changed my life path at the time. Dave describes being debt free as such a rewarding and achievable thing. In his book, he says it will take work and it will be hard, but it will be worth it. He has been right. There have been days were I have completely questioned my sanity. I sometimes wonder why I don’t just make minimum payments forever like everyone else.

“Sometimes, you have to like like NO ONE else, so someday you can LIVE like no one else.” – Dave Ramsey

January Debt Free Progress Report

Posted by By February 1, 2017Posted inDebt Free Journey, Debt Free Updates3 Comments

How this single, 22 year old paid off $1,500 in debt in ONE month and how she plans to keep it up this year!
I just posted my goals about getting debt free a little over a week ago, but I have been working on this all month! I have big goals of paying off all of my debt by the end of the year and I definitely got a good start this month!

Now, I have to be clear that I did this without selling anything so far. I didn’t trade in my vehicle for a cheaper vehicle. The same items are still in my home and I still live in the same place.

I did pick up a ton of extra hours at work and I was a lot more diligent with my grocery shopping and eating out. The military also put me to work for a little while this month, which ended up as a pretty nice paycheck. I was also very meticulous with my budgeting throughout the entire month.

My Story

If you have been following my story at all, you probably know that I tell my story at the beginning of every monthly report for those who just stumbled upon my blog. If you have read my story, feel free to skip ahead to my monthly report. I tell this story so I am not just some stranger, but instead someone who just might inspire each and every reader to follow the same journey!

My name is Elyse. I am 22, single with no kids and I am proudly on my way to being completely debt freeeee. I never really thought of myself as someone who was in debt. With no credit cards and no car payment, I was not the average American.  All I had was a few student loans. It wasn’t until a few weeks before my 22nd birthday that I got a loan for a Jeep and my very first credit card. I should say credit card(S). For the month of December, I thought it was so cool that I finally had a credit card. I was excited over it actually. I was learning about all the different rewards I could cash in and it was fantastic.

Towards the end of the month, I was cleaning off a bookshelf, getting ready to move (again), and found The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness. This $14 book completely changed my life path at the time. Dave describes being debt free as such a rewarding and achievable thing. In his book, he says it will take work and it will be hard, but it will be worth it. He has been right. There have been days were I have completely questioned my sanity. I sometimes wonder why I don’t just make minimum payments forever like everyone else.

“Sometimes, you have to like like NO ONE else, so someday you can LIVE like no one else.” – Dave Ramsey

If you haven’t read the book, I recommend you go buy it RIGHT NOW!. It will be $15 that changes your life completely. I will wait, just be sure to come back!

I officially started my debt free journey on January 1st, 2017. While progress seems slow right now, my goal is to have everything paid off by my 23rd birthday on December of 2017. I am a little uneasy about the goal, but I am going to work at it until I am debt free. I am trying not to look at the numbers and just keep looking at the goal ahead because the numbers will probably stress me out too much.

My goal is to get completely debt free, buy a house in cash, and continue to save for an even better house! I am extremely excited about the opportunities to come with my journey ahead.

But Debt Free At 23 has such a great ring to it.